Income is any money you plan to get during that month-that means your normal paychecks and any extra money coming your way through a side hustle, garage sale, freelance work or anything like that. That will give you the info you need as you start filling out numbers in your budget. Pro tip: Before you dive into the steps, open up your online bank account or grab your bank statements. Just saying.) Either way, it’s totally okay to start by writing out everything on a sheet of paper. It’s what I use to budget-and it’s the best. No matter how you feel about budgeting right now, no matter what money goals you have, and no matter your income-you can make (and keep!) a budget in just five steps.īut first, decide if you’re making a budget on paper, with a spreadsheet, or in an app. Keep reading to see how to make it happen so you can make a budget that works for you. When you learn how to make a budget-and do it every month-you’re giving your money purpose. It’s a plan for what’s coming in and what’s going out. It’s not a restriction on spending-it’s a plan for what you’ll do with your money. Real quick though, let’s define the word budget.
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